Breaking
國際知名建築活動「打開台北 | Open House Taipei首獲正式授權2020全球唯二全開放實體活動城市 今秋台北成世界建築圈注目焦點 AMD CEO to speak at COMPUTEX int’l presser on May 27 about new high-performance computing technologies Sowers Action raises more than HK$700,000 in Charity Golf Tournament 2019 for underprivileged children Sowers Action staging charity golf event to raise funds for children in need of education and care 3D Projection Mapping Light Shows Rock the Most Beautiful Christmasland in Taiwan Decoration Lights Create Dreamy Light Zones to Stun the World The Pool Debuts Internationally Renowned Art Installation in Taiwan 好妝容!秒集氣!NU COLOUR 護膚彩妝系列 訂製保養系妝容,時尚大勢色顯現自我風格 2018 Christmasland kicks off in New Taipei City with dazzling 3D light show Biometrics needed for Taiwanese applying to study and work in Canada Lextar launches VCSEL products for 3D depth-sensing China Airlines embraces new 60th anniversary GO theme for 2019 Calendar 2018 Christmasland in New Taipei City to kick off on Nov. 16 Airbus and China Airlines present A350-900 with special joint livery SkyTeam invites Frequent Flyers to shape the alliance of the future Weiwuying, the world’s largest performing arts center under one roof, to open on Oct 13 in Kaohsiung Acer unveils self-driving concept Car A350 joint livery with China Airlines and Airbus arriving in Taiwan in October CTS to host World Cup Final Night in front of Presidential Office Sunday TrendForce: VR market sees marginal growth in 2018; competition between Oculus and HTC in China to intensify Three-member Taiwan team heading to Prague for 40-day, 16,000-km Mongol Rally Taiwan launches digital library offering 3D models of heritage sites China Airlines presents new in-flight menu for passengers and summer holiday makers US State Department helps broaden remedial English teaching in Taiwan; outgoing AIT Director Moy honored FOOD TAIPEI 2018 attracts record 62,000 visitors, including 8,000 international buyers China Airlines to launch Kaohsiung-Hong Kong- Jakarta route in July Gov’t rolls out plans to save struggling tourist industry in southern Taiwan How about a Michelin-starred gastronomic experience in the sky with Mandarin Oriental, Taipei via Thai Airways? AIT unveils US$255 million new office complex in Taipei to enhance exchanges Driven by Apple and other smartwatch suppliers, demand for infrared optical components expected to grow stronger: TrendForce COMPUTEX 2018 kicks off new chapter of future technologies China Airlines protects the Earth with dual ISO certifications Making the most of miles SkyTeam introduces multi-airline award travel booking COMPUTEX 2018 joins major technology firms to seek new opportunities in blockchain applications Acer debuts first 15-inch convertible Chromebook, Predator Orion 5000 gaming desktops & 15-inch Swift 5 notebook among others 故宮5/26曬書節開跑 打造清明上河圖市集 AUO announces world’s highest resolution and full-color TFT driven micro-LED display technology New incentives for tourists: One-night free hotel accommodation for visitors traveling to Taitung, Tainan, Kaohsiung, Pingtung & Penghu COMPUTEX 2018: InnoVEX features six highlights and explores next blue-ocean opportunities 數位故宮揚名國際!台灣故宮榮獲AAM繆思獎、美國休士頓影展八大獎項 Discounts and free admissions offered to mark International Museum Day in Taiwan Formosa Int’l Hotels Corp announces strategic alliance with InterContinental Hotels Group Bring your cameras: Bigleaf hydrangeas are in season around Taiwan Not dull at all– Britshake offers a very British brunch and afternoon tea Going green in Taipei: Free coffee for cyclists at YouBike stations and free parking for electric scooters Amaroni’s Taipei sets to overturn Taiwan’s Italian tastes with hearty meals Regent Taipei to offer special packages to thank mothers this 2018 Mother’s Day Sowers Action sets fundraising record in Hong Kong’s Charity Golf Tournament — NT$2.6 million for poor children in need of education Cryptojacking tops attack toolkits, signaling massive threat to cyber & personal security Eye On Taiwan Media helps raise funds for Hong Kong’s charity group Sowers Action to aid underprivileged children Fulong International Sand Sculpture Festival: Underground artworks to be unveiled during the journey into the golden sands A better way to eat more vegetables at VEGE CREEK Emerging technologies like 5G, blockchain among key themes in COMPUTEX 2018 World’s third largest FASTENER TAIWAN 2018 sets new milestone Sea of white calla lilies at Taipei’s Zhuzihu promises a relaxing stay for visitors Lextar releases state-of-the-art adaptive driving beam LED headlight module system Acer teams up with major hospitals in Taiwan to provide cloud-based remote healthcare services Hip and trendy choices for the foodie souls along Taipei Metro Blue Line Supply chain hub for functional fashion opens to boost textile industry  Le Meridien Taipei to go dark to shine light on climate change with Earth Hour 2018 Taiwan’s own international music festival Looptopia coming this spring break Gov’t to roll out multi-language interpretation service for tourists Taiwan to take part in Hong Kong International Film & TV Market, film festival Don’t miss out on these newest starred Taipei Michelin restaurants World-class dancing fountain show in Bitan, New Taipei City a feast for the eyes 2018 Taipei International Bakery/Equipment Expo to open in Taipei along with three global competitions Greater Taipei’s new “All-Pass Ticket” offers commuters unlimited rides at NT$1,280 per month or NT$42 per day Looking for good food at reasonable prices? Here’s a full list of Michelin’s Bib Gourmand Selection; Taipei star guide available March 14 Apple snails a treat? Migrant workers contract rat lungworm after eating them uncooked Hong Kong’s designer handbag Chic by R&B sets sights on Taiwan as part of its global development strategy Forecast – Low temperatures around Taiwan later this week, warmer weather expected next Monday Late journalist-diplomat Joe Hung remembered as man of erudition and veracity Come and feast on Dominica’s art, food, jewelry all-in-one at Taipei’s Grand Hotel Million-dollar jobs on offer! Taiwan’s major carrier China Airlines recruiting 100 pilots in 2018 2018 Taiwan Lantern Festival kicks off in Chiayi — largest ever held in Taiwan TRA launches train ticket plus hotel package to boost Hualien tourism after fatal quake TrendForce: Mobile DRAM revenues hit new high of US$8 billion in 4Q17, but expected to grow slower in 1Q18 due to weaker demand Predicted rising price of toilet paper prompts shopping frenzy A pictorial glimpse of the Taipei Lantern Festival Back to work: What’s the best coffee to energize you? Things to do this weekend: Taipei Lantern Festival to kick off with dazzling lighting ceremony in Ximending Acer ITS’ smart parking meter solution takes home ‘Global ICT Excellence Award– Private Sector Excellence’ Taiwan’s Palace Museum tells us how ancient and modern meet Acer win 12 iF Design Awards in 2018 For a Shanghainese Chinese New Year, look no further from Shanghai Pavilion A yummy guide to Kinmen eateries as told by the nostalgic veterans Global smartphone market to remain weak in 2018: TrendForce Mandarin Oriental, Taipei ranked No 1 among top 10 luxury hotels in Taiwan: TripAdvisor Filipino caregiver among 10 people killed by powerful quake in Hualien Rescuers search for survivors as fresh quake rattles eastern Taiwan; 7 killed and 60 missing so far A walk through Dihua New Year Market Gov’t urged to be tough against people misusing boarding passes Blanket of snow covers Taiwan’s high mountains as cold snap kills 49 in a day Contaminated Malaysian durian coffee mix not imported to Taiwan: FDA Regent Taipei to present Japanese Kakiyasu beef; offer customers unique experience of Wagyu 150 local constestants to compete in 2018 Fishackathon Taipei for global final It’s better to walk briskly than aiming for a daily 10,000 steps: expert AIT co-sponsors 2018 Fu-Jen University Jazz Camp in Kinmen, New Taipei City Taiwan’s global trade competitiveness drops for sixth consecutive year: survey Hotels in Taiwan’s beach resort town Kenting see business downturn despite CNY holiday Stay warm: Weeklong cold snap arrives along with rain Tourism Bureau sees productive year ahead after its efforts to assist local industry Jiji railway line in central Taiwan set to be new tourist hotspot Yuck! Beware of the baked goods mixed with rotten eggs Early arrival of cherry blossoms to greet the Yangmingshan Flower Season in Taipei Must-see and must-eat places in “Lesser Kinmen” Kinmen, a sensory paradise for the tastebuds and the eye Strolling with eyes wide open, Kinmen is rich in aesthetic appeal and historical attractions It is all about AI robots: they can play the roles of sex partners and therapy, or cops to tackle crimes Taiwan axes 176 extra Lunar New Year flights from China, 50,000 passengers may be affected Taiwan’s CAL HQ awarded Diamond-rated green building; saves 23,000 kWh of power in 2017  Food safety makes up half of 2017 top ten consumer news: watchdog (Part 2) Dolores O’Riordan, The Cranberries lead singer, dies at 46 Food safety makes up half of 2017 top ten consumer news: watchdog (Part 1) Early arrival of Laomei Green Rock Troughs Cold snap kills close to 300 in Taiwan, warmer weather forecast Celine Dion to give two concerts in Taipei in July as part of her Live 2018 Asian tour Apple’s iOS 11.2.2 may slow iPhone performance by as much as 50% AIT to hold 2018 Fishackathon in Taipei and Kaohsiung for marine conservation 屏東教育創新基地 疫情中開幕
屏東縣X TFT新創聯手,用教育翻轉國境之南
台北萬豪酒店INGE’S Bar & Grill國慶優惠
單桌消費滿萬贈海鮮拼盤
週四限定RAP-POP 享受DJ SHOW魔幻之夜
網美最愛酩悅粉紅香檳 兩支66折優惠
2022「玉山學術獎」臺大頒獎頂尖研究躍升國際 Far Eastern New Century (FENC) turns land/ ocean and air waste into innovative fabrics, winning multiple awards including the prestigious ISPO Textrend 2022 “Best Product” and ITMF’s “Sustainability & Innovation Awards” Far Eastern New Century (FENC) Knitting and Dyeing SBU plays a global role in Circular Economy (Textile) by exclusively manufacturing football kits for the nations participating in the 2022 World Cup in Qatar, leading to highest standard sports performance

玉山資產突破3兆 深耕數位轉型及ESG發展

玉山金控今(4)日召開法人說明會,公布2021上半年營運概況,自結淨收益 280.2億元,稅後淨利102.5億元,較去年同期成長5.8%。上半年每股稅後盈餘(EPS) 0.81元、股東權益報酬率(ROE) 10.96%、資產報酬率(ROA) 0.69%。今年六月,玉山金控總資產突破新台幣3兆元,營運規模以過去10年複合成長率10.3%的速度快速成長,這也是繼2010、2017年分別突破1兆及2兆後,再次邁向成長的新紀元。

玉山金控今(4)日召開法人說明會,公布2021上半年營運概況,自結淨收益 280.2億元,稅後淨利102.5億元,較去年同期成長5.8%。上半年每股稅後盈餘(EPS) 0.81元、股東權益報酬率(ROE) 10.96%、資產報酬率(ROA) 0.69%。今年六月,玉山金控總資產突破新台幣3兆元,營運規模以過去10年複合成長率10.3%的速度快速成長,這也是繼2010、2017年分別突破1兆及2兆後,再次邁向成長的新紀元。

在放款方面,今年上半年台灣出口暢旺,玉山掌握國內企業投資及出口成長動能,總放款較去年同期成長7.7%,中小企業放款成長15.5%。疫情之中,玉山善盡企業社會責任,紓困核貸金額為民營銀行第1名。放款成長的同時也保持良好資產品質,截至上半年,逾期放款比率(NPL)為0.17%,逾期放款覆蓋率703.2%。

手續費收入方面,今年前六個月淨手收104.1億元為歷年新高,較去年同期成長6.0%,其中財富管理、證券經紀業務等淨手收分別為48.5億元及19.1億元,均為歷年同期最佳表現。玉山財富管理以科技的力量,結合理專諮詢,全新升級「理財快易通」,讓顧客能夠即時接收基金及海外債券的投資組合建議,交易筆數相較去年同期成長185%,提供量身訂做的專屬服務,不受時間、地點限制,滿足顧客資產配置的多元需求。

在後疫情時代,玉山將聚焦數位轉型,並深耕ESG永續經營的發展策略。玉山金控總經理陳美滿表示,顧客對數位服務的需求成長快速,自去年初以來,玉山行動銀行服務使用人數增加逾4成,其中活躍顧客比例達75%,全行轉帳交易超過93%為數位交易,顯見數位金融已經深入顧客的生活。今年玉山透過RPA(機器人流程自動化)辦理勞工紓困貸款,提供既有顧客線上申請服務,有效加速案件審核流程。玉山目前超過75%的基金申購、信貸申請案件、外匯交易在數位通路上完成,未來將加速數位轉型,打造端到端的無斷點數位金融服務。

玉山數位品牌e.Fingo推出至今,深受顧客喜愛,累積的e.Fingo點數可以在全國超過5,000家通路使用,包含超商、連鎖咖啡以及百貨等熱門商家,打造結合數位金融與消費生活場景的生態圈,提供顧客有溫度的數位服務體驗。此外,因應7月1日新電子支付條例上路,玉山與PChome集團共同參與由全家便利商店發起成立的「全盈支付」,為台灣首家整合實體零售、銀行與網路電商的專營電支公司,未來將共同切入多元支付場景、發展更多貼近顧客需求之服務模式。

在ESG領域,玉山銀行董事長黃男州表示,玉山將永續發展融入金融本業,過去已發行4檔綠色債券,檔數與規模均為台灣金融業第1。今年2月攜手多家台灣傑出企業,公開倡議ESG永續行動,目前更積極承做ESG linked loan、主辦永續連結聯貸案件,也承銷首檔外國金融機構(高盛金融集團)在台掛牌之可持續發展債券,提供連結永續目標的金融服務,以實際行動持續擴大永續金融的影響力。

面對外在環境的快速變化,玉山將聚焦數位轉型並接軌國際ESG趨勢,深化永續金融,發揮正面的社會影響力。玉山在永續發展的長期耕耘,今年不僅2度蟬聯FinanceAsia台灣最佳永續銀行,更連續 5 年入選 FTSE4GOOD 富時社會責任新興市場指數、臺灣證券交易所台灣永續指數。玉山深知獲獎既是榮譽也是責任,未來會持續接軌國際發展趨勢,為顧客及這片土地創造更大的價值。

 

玉山金控2021年第2季法說會重點整理

財務績效

1

玉山金控上半年自結稅後淨利102.5億元,較去年同期成長5.8%。EPS 0.81元,年化ROE及ROA分別為10.96%和0.69%。

業務發展

1

總存款YoY成長率13.2%,外幣存款YoY成長率9.0%。

2

總放款YoY成長率7.7%,中小企業放款YoY成長率15.5%。

3

淨手續費收入104.1億元,成長率6.0%,其中財富管理淨手收YoY成長率1.9%,證券經紀等業務淨手收YoY成長率92.9%。

資產品質

及資本

1

逾期放款比率(NPL)0.17%,逾期放款覆蓋率703.2%。

2

第一類資本適足率為12.46%,整體資本適足率為14.85%。

金融創新

1

玉山銀行「理財快易通」全新升級,新推出海外債券資產配置。

2

玉山Wallet App推出消費分期新功能,隨手分期簡單又快速。

喜悅與榮光

1

玉山銀行連續兩年榮獲亞洲金融雜誌《FinanceAsia》台灣最佳永續銀行。

2

玉山金控連續5年入選FTSE4GOOD富時社會責任新興市場指數、臺灣證券交易所台灣永續指數。

3

玉山銀行榮獲亞元雜誌《Asiamoney》台灣最佳SME銀行、台灣最佳私人銀行–財富移轉曁傳承規劃及ESG。

4

玉山銀行榮獲財資雜誌《The Asset》台灣最佳SME銀行、台灣最佳金融人工智慧專案、台灣最佳核心系統專案、台灣最佳數位ESG專案、台灣最佳數位升級專案。

5

玉山銀行榮獲亞洲銀行家雜誌《The Asian Banker》亞太區最佳房貸產品。

 

Related articles

玉山銀行主要業務 榮獲國際獎項肯定
~亞太最佳房貸、台灣最佳中小企業及私人銀行永續傳承~

玉山銀行主要業務,包含個人金融、法人金融及財富管理,6月份接連獲得國際專業財經媒體的肯定。根據亞洲銀行家雜誌《The Asian Banker》、亞元雜誌《Asiamoney》及財資雜誌《The Asset》近期公布的評選結果,玉山銀行的房貸、中小企業及私人銀行等金融服務,分別榮獲亞太區最佳及台灣最佳的獎項,不僅在金融專業、產品設計、數位服務及業務成長獲得高度的評價,也反映出顧客的高滿意度及玉山ESG的傑出表現。

LEAVE A REPLY

這個網站採用 Akismet 服務減少垃圾留言。進一步了解 Akismet 如何處理網站訪客的留言資料

Hide
Show